THIS IS WHAT SAD LOOKS LIKE:
THIS IS WHAT SORRY LOOKS LIKE:
This is what bad spelling looks like:
This is what intimacy looks like:
This is what deaf looks like:
This is what stupid looks like:
This is what "oh shit" looks like:
This is what your tax dollars look like:
This is what McBurndt looks like:
This is what "I can wait" looks like:
This is what a Nightmare looks like:
This is what a blonde's car looks like:
This is what "I thought your husband was out of town" looks like:
Đây là các luật cơ bản mà tạp chí PC World và người dùng Facebook đã "đúc kết":
- Mỗi bản vá Windows Update sẽ phá hỏng ít nhất hai thứ khác trên máy tính của bạn.
- Ổ cứng luôn lỗi ngay khi bạn định sao lưu dữ liệu (backup).
- Dữ liệu sẽ gặp trục trặc ngay trước khi bạn cắm ổ rời để backup.
- Số cổng USB trên máy Mac luôn ít hơn một so với nhu cầu của bạn tại bất cứ thời điểm nào.
- Sức ép sửa máy tính nhanh chóng sẽ càng khiến bạn kéo dài thời gian hơn.
- Sau khi sửa máy, nếu vặn ốc vít trên case rồi mới kiểm tra, máy tính đó sẽ không hoạt động. Nhưng nếu kiểm tra trước khi đóng case, nó sẽ chạy trơn tru.
- Sửa máy tính cho bạn bè hoặc người thân, bạn sẽ trở thành người hỗ trợ kỹ thuật cho họ một thời gian dài, thậm chí cả đời.
- Lắp ráp máy tính cho ai đó, họ sẽ "sở hữu" bạn.
- Nếu bạn giới thiệu một sản phẩm tốt cho bạn bè, người đó đi mua và lập tức sẽ thấy sản phẩm đó thật tệ và phải đem trả lại.
- Chỉ một lần thể hiện kỹ năng IT tại công sở, bộ phận kỹ thuật sẽ bắt đầu khuyên các đồng nghiệp "nhờ vả" bạn mỗi khi họ gặp rắc rối với máy tính.
- Nếu có trục trặc mà bạn sửa mãi không xong và phải gọi hỗ trợ, vấn đề sẽ được khắc phục ngay khi bạn còn đang mô tả lỗi cho kỹ thuật viên.
- Chỉ trong một tháng đồng ý trở thành "bạn" của sếp trên Facebook, bạn sẽ cảm thấy hối hận. (Sếp sẽ biết bạn vào Facebook bao nhiêu lần trong giờ làm việc cũng như không khó để nắm rõ mọi "đường đi nước bước" của bạn trên mạng này).
- Khi điền Captcha (chuỗi ký tự xác thực) trên một website, bạn luôn gõ số 1 thay cho chữ l (L thường) và chữ O thay cho số 0.
- Những e-mail ác ý luôn tìm được cách đến tay người nhận dù bạn còn đang cân nhắc chưa muốn gửi.
- Sạc pin điện thoại hiện tại của bạn sẽ không tương thích với chiếc điện thoại tiếp theo bạn sẽ mua (nhiều người than phiền họ có cả một bộ sưu tập sạc pin).
- Pin laptop luôn hết nhanh gấp hai lần so với bình thường bất cứ khi nào bạn rời nhà mà quên mang theo sạc.
- Điện thoại sẽ hỏng ngay khi hợp đồng 2 năm với nhà cung cấp sắp hết, buộc bạn phải mua mẫu máy mới. (Tại Mỹ và nhiều quốc gia khác, người sử dụng có thể sở hữu điện thoại với giá thấp hơn giá thị trường nhưng phải ký hợp đồng 1-2 năm với nhà cung cấp).
- Khi đi du lịch, thẻ nhớ máy ảnh của bạn thường nằm "an toàn" trong đầu đọc thẻ mà bạn để quên ở nhà.
- Trang hỗ trợ trực tuyến của nhà cung cấp phần mềm chứa mọi hướng dẫn chi tiết để khắc phục các trục trặc, trừ vấn đề bạn đang gặp.
- 9 trong số 10 lần can thiệp vào Registry để sửa lỗi hệ thống sẽ tạo ra một vấn đề mới còn nghiêm trọng hơn vấn đề ban đầu.
Châu An (theo PC World)
Now I understand why some animals are so squeaky clean! Nature has its own ways, it’s a sure thing!
I remember seeing a picture of something similar, when I was growing up. It was a little bird tooth picking a crocodile. Moments like that look so unbelievable, yet so great! And to think our dogs and cats get the home-shampoo treatment just because they’re privileged pets! Wouldn’t it be great if nature could follow its course? (photo via pixdaus)
Source by stylefrizz.
B1 : vào START/Run/regedit , tìm đến khoá : HKEY_LOCAL_MACHINE\Software\Microsoft\WindowsNT\Current Version\WPAEvents
nháy đúp OOBETimer chuyển cái 71 thành 72 hoặc cái rì cũng đc miễn khác 71
B2 : vào start/run/ %systemroot%\system32\oobe\msoobe.exe /a
bây giờ win sẽ hiện lên cửa sổ active ( đăng ký win )
Tiếp theo chọn
I want to telephone a customer service representative to activate Windows
chọn next
chọn Change Product key
nhập dẫy số này vào DHXQ2-WRGCD-WGYJY-HHYDH-KKX9B
chọn update
win của bạn sẽ đc sửa cd key thành cd key xịn tiếp theo ấn Remind me later
B3 : giờ ta thực hiện lại bước 1 đổi 72 trở về thành 71
B4 : thực hiện lại b2 khi đó cửa sổ active sẽ hiện thông báo Windows Product Activation điều dó có nghĩa là win của bạn đã dăng ký thành công
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For those who want to know my short list of the top 5 online savings banks that offer the best yield interest rates for savings and checking accounts, here they are. All of the top 5 or 6 banks I list here also provide very competitive online banking features and back their banking websites up with commendable customer support:
Interest Rate Chasers and Choosing A High Yield Savings Account
There’s an interesting breed of savvy savers called high yield interest rate chasers that are continuously on the hunt for the best interest rates. However, although it is very important, I don’t think high interest rates alone should be the sole determining criteria when deciding where to do your banking. Thus you don’t need to immediately go nuts and jump ship whenever your bank drops your interest rate by a few decimal points. There are other quality factors worth taking into consideration and evaluating such as - reliability, customer service, website interface ease of use, brand name reputation, availability of brick and mortar branches, and consistent history of offering high rates. Just for the record, the vast majority of my cash is invested in the stock market, but what little cash I have is stashed in my Citibank Ultimate Savings Account. It doesn’t offer the highest APY interest rate out there, but Citibank has always offered reliable and satisfactory service, with the added convenience of brick and mortar branches. Of course, with the growth of online banking and the stiff competition among online banks for high yield banking customers, I will likely expand my high interest savings account options very soon.
The online banks listed below are sorted in the order of interest rate currently offered, starting with the highest APY. I’ve chosen to leave out some regional banks as well as several established institutions like JP Morgan Chase Bank, Wells Fargo, and Bank of America for various reasons. Many of them either offer terrible interest rates for their savings and money market accounts, or their top rates require too high of a minimum account balance to achieve (frequently more than $100,000). Below, I’ve also provided information such as the minimum initial deposit required to open an account, as well as additional noteworthy information such as whether there are fees or minimum balance requirements.
All of the online banks listed below have indicated that they are fully FDIC insured, which means all customer bank accounts are protected against catastrophic bank failure and financial loss up to a fairly substantial amount, backed by the full faith and credit of the United States government. As we should all be well aware at this point in time, due to the near rock solid FDIC insurance coverage that they provide, checking, savings, and certificate of deposit (CD) accounts invested at traditional and high interest online banks are the safest places to put your money during turbulent economic times.
| |||||||
| Bank Name | APY Rate | Min | Notes and Additional Info | ||||
|---|---|---|---|---|---|---|---|
| FNBO Direct | 3.25% | $1 | No fees or minimums | ||||
| Countrywide Bank | 3.50% | $1,000 | Need $10,000 to get the top rate. 2.50% APY interest otherwise | ||||
| WT Direct | 3.31% | $1 | No minimum. Need $10,000 to continue the max rate after 60 days - 0.50% APY otherwise | ||||
| E-Trade | 3.30% | $1 | This popular brokerage/bank provides lots of financial services in one place | ||||
| iGO Banking | 3.28% | $1 | No fees or minimums | ||||
| HSBC Direct | 3.25% | $1 | No fees or minimums | ||||
| Savings Square | 3.05% | $1 | No fees or minimums | ||||
| ING Direct | 3.00% | $1 | No fees. Good customer service and this online bank has been around. | ||||
| Emigrant Direct | 3.00% | $1 | No fees or minimums | ||||
| Capital One | 3.00% | $1 | Money market account. No fees | ||||
| Citibank Ultimate | 3.00% | $5,000 | Make 2 bill payments via linked Citi account to get top rate - 2.27% APY interest otherwise | ||||
| UFB Direct | 2.50% | $1 | No fees or minimums | ||||
| AmTrust Direct | 2.00% | $1 | Money market account | ||||
As a reflection of the much lower overhead expenses that they enjoy, online savings banks tend to offer much better annual percentage yields (APY) for savings accounts, money market accounts, and CD’s than the more well known brick and mortar based banks like Citibank, Bank of America, JP Morgan Chase, Wachovia, Wells Fargo, and even Sun Trust Bank. With the growing popularity of online banking and electronic transfer conveniences, high interest online banks like FNBO Direct, WT Direct, E-Trade, HSBC Direct, ING Direct, Countrywide, Capital One Direct, and Emigrant Direct have rapidly grown in popularity. Online banks have certainly come a long way and with the much higher interest yields that they offer, many of the top online savings banks now rival the account management features and reputations of the larger commercial brick and mortar giants.
The following is a short list of the top 5 online banks that I believe provide the best mix of important banking support services and high yield savings rates. Not only do they all provide full FDIC insurance coverage limits for account deposits, all of them have been around and doing business for many years. While some of the online banks may have names that are unfamiliar to some people, you can rest assured that the ranked recommendations on my list have been personally tested and thoroughly reviewed. Without further ado, here is my quick and easy list of the best online banks followed by short reviews.
Reviews Of The Best Overall High Yield Savings Bank Offers In Terms Of Interest Rate and Account Features
The FNBO Direct high interest savings account is one of my personal favorite choices among the high interest bank offers available. As the online savings arm of the First National Bank of Omaha, FNBO Direct interest rates have always been one of the highest out there. With full FDIC insurance limit coverage for account deposits, and with a very long and reputable history in the banking business, FNBO Direct is one of the safest choices among the top online banks. Currently, FNBO Direct customers enjoy no monthly maintenance fees and no minimum account requirements to enjoy the highest APY rate on their savings account deposits. For the convenience of FNBO account holders, there is even an ATM card option for those who want live, in-person access to their money.
Offering some of the highest APY interest rates for their top rated high yield savings accounts, it’s no wonder WT Direct is a popular option for those looking to get the highest interest rates for their life savings. While there is no requirement to have a linked checking account, and there are no monthly account fees or account balance minimums, a WT Direct savings account deposit balance of $10,000 or more is needed to get the highest top tier rate. This online bank option from Wilmington Trust Savings Bank is a highly recommended option for those with substantial assets. Currently, banking customers get to enjoy unlimited linked external accounts between WT Direct and their other financial institutions or online brokerages. This benefit affords WT Direct customers greater ACH transfer ease and account management convenience. As with all major online banks, WT Direct customers are fully FDIC insured from bank failure or loss within the insurance coverage limits.
For some people out there, E-Trade’s appearance on this list of the best online banks may come as a pleasant surprise. Better known for its online discount broker program, E-Trade also runs a traditional banking component as well, featuring high interest savings and checking accounts. For those who want true flexibility and transferability when it comes to moving their money between their E-Trade brokerage account and their online savings, E-Trade’s Complete Saving Account is a recommended choice. Frequently in other cases, the problem with splitting your online savings and your brokerage accounts among different companies is the multi-day lag time required for ACH transfers. With E-Trade, there is no such problem as internal electronic transfers between your E-Trade banking and trading accounts are nearly instantaneous.
With a wide international and national banking presence, HSBC Direct is one of the safest online banking choices out there. Not only do they have a growing network of banking branches all over the world, they’ve also been acknowledged and ranked by various reputable personal finance websites like Kiplingers as one of the best cyberbanks out there. HSBC Direct is widely touted for its great customer service, ATM debit card availability, online bill payment feature, and low minimum balance requirement to get the top APY interest rate - just $1.
If you read personal finance blogs or financial articles frequently, one thing that seems to be universally agreed upon is that ING Direct is a great online savings bank. ING Direct is well known and appreciated for its online simplicity and streamlined website interface that makes it easy for both advanced users and novice online banking customers to use. The company’s very popular Orange Savings Account is not only remarkably quick and painless to open, the high yield savings account also imposes no monthly fees or account balance minimums. ING Direct also makes it extremely easy for customers to create multiple sub-accounts to help them plan and manage savings goals and objectives in an efficient, paperless way. Another great bonus feature is that the bank is one of the few major online banks to offer customers the ability to earn free ING Direct bonus money for referrals.
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